Domus Venari's 5 Step Buying Guide
Begin your journey towards finding your dream home in Spain well informed and you will be able to plan effectively and avoid the risks that could lose you time, energy and money. Take control of the home-buying process by following Domus Venari's 5 Step Buying Guide!SET Your BudgetYour individual budget will determine the following steps you take on your house-hunting journey. It is the single most important factor in any major ...
Bloomberg: Spain's banks return to funding homebuilders loans as sales surge
Spain's banks are advancing more loans to homebuilders and dramatically cutting their borrowing costs as sales surge, Bloomberg reports. The recent article paints a rosy picture of the Spanish property market, contributing to the general consensus that the once ailing industry now finds itself in a healthy state of progressive growth.Eight years after Spain's property bubble burst and banks all but froze their credit allowance to ...
Mortgages in Spain: A Brief Overview
Mortgage LendersNumerous lenders operate in Spain offering a variety of mortgage plans. Financing can be obtained from national banks, savings banks and international banks, including British banks like Barclays and Lloyds TSB, all of which offer differing costs and contractual terms. Although interest rates are calculated according to the base rate set by the European central bank, mortgage lenders are free to set their own charges and ...
On Being a Spanish Tax Resident: 8 Important Points
1. If you reside in Spain, or if you own a property and are non-resident, you need a Numero de Identificación de Extranjeros (NIE). The fiscal identity numbers displayed on this green card identify you to the Spanish taxman and are required to work, pay taxes or have any dealings with the Hacienda (Spanish tax office).2. In order to prove fiscal residency in Spain you need a Certificate of Fiscal Residency granted by the Agencia ...